Minesh Gandhi -  Director
605, Palmspring, Above Croma, Link Road, Malad (West)
Mumbai-400064, India

Email :mira@mirainform.com
Website :www.mirainform.com
Phone :91-22-40448000 (44 lines)

Fax :91-22-40448045 / 46

Information services, Call centres, BPO, ITES
Service Provider
Main Market : South America,Mid East,Eastern Europe,Western Europe,Africa
Description :
MIRA INFORM is information solutions equip business decision makers with most extensive corporate data base available in India. Our information searches are designed to help our clients from the most basic search needs ranging from identity, verification, litigation, background checks through its advanced ratings and experience of over 2 decades.

Our main objective is to work with you to help solve your most complex business challenges.

Established in 1983 with a modest beginning, MIRA INFORM caters to the needs of several National and International Banks, Credit Insurers, Factoring Companies. Accounting & Legal Firms, Embassies, Trade Missions, Consulates, Financial Institutions and a wide range of multi-national organisations. It is not a coincidence that we are partners to some of the largest credit management service providers, globally.
The Winner Of

Industries we serve :

Credit Insurance Corporations



Foreign Trade Missions

Trading Houses


Chambers of Commerce

Trade Commissions

...and Many more

Importance of Credit Reporting Agencies

Functions & Importance:

The Principal purpose of credit reporting agency is the protection of industry and commerce against unnecessary losses. On the other hand positive commercial information induces the inquirer either to continue an existing business relationship or to initiate new business. Viewed in this way, credit reporting agencies play a vital role in the development of trade and commerce. The need to obtain information on the reliability and financial status of a business partner to a transaction being finalized or the investigation of an existing business relationship is almost as old as trade itself.

Limiting risks through proper information :

Times have changed but the need to verify the credit standing of a business partner is as important as never before. The number of business has increased tremendously. Furthermore, the growing mobility of the business community as well as the rapid expansion of trade beyond regional boundaries render today’s business less transparent. Also, traditional methods of payment are undergoing rapid change. This climate of increased uncertainty obliges today’s decision maker to obtain timely quantitative and qualitative data on his business partner.

The functions of credit reporting agencies :

By the middle of the past century, up-dated lists of insolvent firms or owners of bounced checks were published regularly in trade journals. Responding to rapidly increasing demand, research and commercial credit had to intensity. This development lead to the formation of credit reporting agencies. Such companies have been serving industry and trade ever since by providing early warning signals on trouble ahead. In the course of their customary investigations credit reporting agencies pay particular attention to the financial aspects and to the payment record of a subject under review. Moreover, regular personal interviews are conducted to obtain in-depth qualitative information. The resulting report becomes an important instrument to judge the credit worthiness of a company.

Promote economic growth :

Very often this vital function unnoticed. Credit reports enhance new business on national and international levels. Experience shows that credit reports can be instrumental in building long term business relationships. For this very reason questioning by a credit reporting agency should not be regarded as painful intrusion in a company’s affairs. Rather, it should be viewed as an opportunity for positive public relations. Moreover an experience entrepreneur knows too well that refusing to cooperate may be judged negatively by the user of a credit report.

Summary :

Credit reporting agencies have become a vital element in today's landscape of industry and trade. Our product has become an indispendable tool in corporate decision making we are proud of this role and contribution which is the result of mutual effort and goodwill of the parties involved.



Mr. Minesh Gandhi
The founder and Managing Director of MIRA INFORM. His foresight and vision to recognise the emergence of credit information reporting as a business led him to establish a proprietory concern – “Mercantile Information & Reference Agency” (in short known as MIRA) in year 1978. Since then he has been instrumental in transforming MIRA into a million dollar corporation. He has a background in commerce and finance having done his financial management diploma from Mumbai University. He has aggregate experience of over 25 years in Business Information field. He has extensively travelled in India and abroad and had several opportunities to meet high-profile industry and finance leaders.

Mr Rakesh Gandhi
Another Director, he is a commerce and law graduate from Mumbai University having experience of over 23 years in Business Information field. He has travelled extensively in India and abroad. Due to his hard work and continuous efforts, MIRA INFORM is empanelled and recognised in banking and financial sectors.
Why Mira Inform ???

Press Release

07 April, 2007

18 April, 2007

07 April, 2007

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